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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,764 | $217,432-70.2% | $185,851-65.2% | $167,553-61.3% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 13.84% | 148.43%-134.6pp | 122.11%-108.3pp | 478.89%-465.1pp |
| Employer contribution / active EE | $1,716 | $5,874-70.8% | $5,168-66.8% | $4,840-64.6% |
| Participant deferral / active EE | $4,090 | $6,357-35.7% | $5,569-26.5% | $6,343-35.5% |
| Admin fee / account holder | $2,755 | $19,820-86.1% | $16,245-83.0% | $12,316-77.6% |