Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,322 | $102,065-86.0% | $453,569-96.8% | $85,847-83.3% |
| Participation rate | 19.7% | 72.4%-52.6pp | 78.0%-58.3pp | 69.3%-49.6pp |
| Annual return | 198.30% | 25.44%+172.9pp | 64.43%+133.9pp | 318.61%-120.3pp |
| Employer contribution / active EE | $0 | $2,852-100.0% | $4,072-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $284 | $4,789-94.1% | $6,211-95.4% | $3,952-92.8% |
| Admin fee / account holder | $3,195 | $5,717-44.1% | $11,214-71.5% | $6,261-49.0% |