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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,009 | $165,399-63.1% | $149,745-59.3% | $158,982-61.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.18% | 348.34%-338.2pp | 276.72%-266.5pp | 302.99%-292.8pp |
| Employer contribution / active EE | $2,528 | $5,105-50.5% | $4,646-45.6% | $4,763-46.9% |
| Participant deferral / active EE | $5,151 | $7,183-28.3% | $6,843-24.7% | $5,983-13.9% |
| Admin fee / account holder | $3,787 | $10,811-65.0% | $9,312-59.3% | $11,252-66.3% |