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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,840 | $48,053-92.0% | $84,628-95.5% | $72,975-94.7% |
| Participation rate | 37.0% | 57.6%-20.5pp | 68.2%-31.2pp | 69.5%-32.5pp |
| Annual return | 65.40% | 37.39%+28.0pp | 258.80%-193.4pp | 81.01%-15.6pp |
| Employer contribution / active EE | $509 | $1,602-68.2% | $2,653-80.8% | $2,440-79.1% |
| Participant deferral / active EE | $1,313 | $2,681-51.0% | $3,900-66.3% | $3,608-63.6% |
| Admin fee / account holder | $221 | $3,395-93.5% | $4,914-95.5% | $5,124-95.7% |