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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,508 | $175,231-79.7% | $149,696-76.3% | $139,466-74.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.80% | 166.77%-158.0pp | 134.46%-125.7pp | 373.66%-364.9pp |
| Employer contribution / active EE | $6,340 | $5,478+15.7% | $4,821+31.5% | $4,754+33.4% |
| Participant deferral / active EE | $31,649 | $6,521+385.3% | $5,682+457.0% | $6,712+371.5% |
| Admin fee / account holder | $5,540 | $16,155-65.7% | $13,212-58.1% | $11,409-51.4% |