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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,667 | $91,439-56.6% | $135,974-70.8% | $71,511-44.5% |
| Participation rate | 81.5% | 75.7%+5.8pp | 81.9%-0.5pp | 67.9%+13.5pp |
| Annual return | 30.52% | 29.90%+0.6pp | 68.30%-37.8pp | 28.86%+1.7pp |
| Employer contribution / active EE | $3,134 | $3,705-15.4% | $4,859-35.5% | $2,589+21.0% |
| Participant deferral / active EE | $5,198 | $7,093-26.7% | $7,760-33.0% | $4,291+21.1% |
| Admin fee / account holder | $1,871 | $1,267+47.7% | $10,767-82.6% | $1,588+17.8% |