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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,698 | $138,102-66.9% | $125,381-63.6% | $134,532-66.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.27% | 750.73%-777.0pp | 572.31%-598.6pp | 418.27%-444.5pp |
| Employer contribution / active EE | $3,476 | $5,245-33.7% | $4,815-27.8% | $4,741-26.7% |
| Participant deferral / active EE | $7,855 | $7,801+0.7% | $7,448+5.5% | $6,401+22.7% |
| Admin fee / account holder | $2,140 | $11,568-81.5% | $10,007-78.6% | $11,429-81.3% |