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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,688 | $175,231-7.2% | $149,696+8.7% | $139,466+16.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.87% | 166.77%-158.9pp | 134.46%-126.6pp | 373.66%-365.8pp |
| Employer contribution / active EE | $15,305 | $5,478+179.4% | $4,821+217.5% | $4,754+221.9% |
| Participant deferral / active EE | $5,450 | $6,521-16.4% | $5,682-4.1% | $6,712-18.8% |
| Admin fee / account holder | $2,481 | $16,155-84.6% | $13,212-81.2% | $11,409-78.2% |