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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,444 | $183,592+47.9% | $155,567+74.5% | $145,959+86.0% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 0.72% | 61.24%-60.5pp | 64.74%-64.0pp | 561.95%-561.2pp |
| Employer contribution / active EE | $17,532 | $5,315+229.9% | $4,674+275.1% | $4,661+276.2% |
| Participant deferral / active EE | $10,007 | $6,464+54.8% | $5,628+77.8% | $6,689+49.6% |
| Admin fee / account holder | $7,025 | $19,318-63.6% | $15,916-55.9% | $13,398-47.6% |