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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,444 | $183,539+47.9% | $155,556+74.5% | $145,897+86.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 0.72% | 61.31%-60.6pp | 64.84%-64.1pp | 552.29%-551.6pp |
| Employer contribution / active EE | $17,532 | $5,315+229.8% | $4,675+275.0% | $4,663+276.0% |
| Participant deferral / active EE | $10,007 | $6,467+54.7% | $5,631+77.7% | $6,689+49.6% |
| Admin fee / account holder | $7,025 | $19,275-63.6% | $15,885-55.8% | $13,390-47.5% |