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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,950 | $91,179-92.4% | $178,499-96.1% | $79,852-91.3% |
| Participation rate | 55.8% | 69.2%-13.4pp | 81.9%-26.1pp | 69.6%-13.8pp |
| Annual return | -44.18% | 24.19%-68.4pp | 151.10%-195.3pp | 31.72%-75.9pp |
| Employer contribution / active EE | $391 | $3,256-88.0% | $5,011-92.2% | $2,471-84.2% |
| Participant deferral / active EE | $935 | $3,236-71.1% | $5,202-82.0% | $3,740-75.0% |
| Admin fee / account holder | $266 | $6,749-96.1% | $13,986-98.1% | $5,306-95.0% |