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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,617 | $100,970+64.0% | $96,576+71.5% | $137,256+20.7% |
| Participation rate | 90.9% | 82.6%+8.3pp | 81.4%+9.5pp | 80.0%+10.9pp |
| Annual return | 17.97% | 38.16%-20.2pp | 38.47%-20.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $8,762 | $3,809+130.0% | $3,553+146.6% | $4,156+110.8% |
| Participant deferral / active EE | $13,936 | $8,286+68.2% | $7,956+75.2% | $6,407+117.5% |
| Admin fee / account holder | $15,362 | $11,312+35.8% | $11,381+35.0% | $12,270+25.2% |