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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,617 | $107,666+53.8% | $102,184+62.1% | $154,746+7.0% |
| Participation rate | 90.9% | 83.7%+7.2pp | 82.6%+8.3pp | 80.7%+10.2pp |
| Annual return | 17.97% | 29.33%-11.4pp | 31.58%-13.6pp | 172.34%-154.4pp |
| Employer contribution / active EE | $8,762 | $3,846+127.8% | $3,594+143.8% | $4,379+100.1% |
| Participant deferral / active EE | $13,936 | $8,719+59.8% | $8,309+67.7% | $6,730+107.1% |
| Admin fee / account holder | $15,362 | $12,943+18.7% | $11,609+32.3% | $14,365+6.9% |