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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,084 | $71,197+36.4% | $93,669+3.6% | $80,925+20.0% |
| Participation rate | 76.9% | 60.4%+16.5pp | 68.7%+8.2pp | 67.7%+9.3pp |
| Annual return | 12.76% | 11.27%+1.5pp | 133.59%-120.8pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,066 | $1,565+32.0% | $2,424-14.8% | $2,756-25.1% |
| Participant deferral / active EE | $6,719 | $4,036+66.5% | $4,416+52.2% | $4,299+56.3% |
| Admin fee / account holder | $2,946 | $6,959-57.7% | $8,291-64.5% | $6,940-57.5% |