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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,892 | $175,259-90.4% | $149,723-88.7% | $139,487-87.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.12% | 166.82%-153.7pp | 134.50%-121.4pp | 373.84%-360.7pp |
| Employer contribution / active EE | $2,422 | $5,478-55.8% | $4,821-49.8% | $4,755-49.1% |
| Participant deferral / active EE | $4,572 | $6,522-29.9% | $5,682-19.6% | $6,713-31.9% |
| Admin fee / account holder | $3,242 | $16,158-79.9% | $13,215-75.5% | $11,407-71.6% |