See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TRUTINA FINANCIAL3 years Service code 27 · EIN 20-2951773 | Advisory (Plan) | $33,188 |
PENTEGRA SERVICES, INC.3 years Service code 15 · EIN 13-3745616 | Recordkeeping | $27,480 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,358 | $66,302-60.2% | $110,238-76.1% | $56,287-53.2% |
| Participation rate | 76.8% | 74.9%+1.9pp | 79.8%-3.0pp | 69.9%+7.0pp |
| Annual return | -5.35% | -1.18%-4.2pp | 314.74%-320.1pp | -9.96%+4.6pp |
| Employer contribution / active EE | $886 | $2,047-56.7% | $3,826-76.8% | $2,111-58.0% |
| Participant deferral / active EE | $2,749 | $3,381-18.7% | $4,672-41.2% | $3,350-17.9% |
| Admin fee / account holder | $358 | $698-48.8% | $8,547-95.8% | $521-31.3% |