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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,183 | $135,639-7.7% | $110,241+13.6% | $135,382-7.5% |
| Participation rate | 84.6% | 83.5%+1.2pp | 79.8%+4.8pp | 82.6%+2.0pp |
| Annual return | -6.15% | 513.21%-519.4pp | 314.75%-320.9pp | 519.77%-525.9pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,095 | $5,507-43.8% | $4,672-33.8% | $5,609-44.8% |
| Admin fee / account holder | $1,501 | $11,457-86.9% | $8,548-82.4% | $10,829-86.1% |