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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,286 | $97,881-37.4% | $80,004-23.4% | $125,393-51.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 73.0%+2.0pp | 83.2%-8.2pp |
| Annual return | -2.29% | 9.36%-11.6pp | 7.63%-9.9pp | 282.23%-284.5pp |
| Employer contribution / active EE | $2,183 | $3,128-30.2% | $2,473-11.7% | $4,866-55.1% |
| Participant deferral / active EE | $4,291 | $3,744+14.6% | $3,204+33.9% | $5,351-19.8% |
| Admin fee / account holder | $6,792 | $6,278+8.2% | $5,033+34.9% | $9,541-28.8% |