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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,262 | $215,361-54.4% | $171,082-42.6% | $273,972-64.1% |
| Participation rate | 83.3% | 82.0%+1.3pp | 76.7%+6.6pp | 83.0%+0.3pp |
| Annual return | 9.71% | 25.14%-15.4pp | 32.56%-22.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $10,192 | $4,967+105.2% | $4,002+154.7% | $4,869+109.3% |
| Participant deferral / active EE | $6,259 | $5,543+12.9% | $4,797+30.5% | $5,287+18.4% |
| Admin fee / account holder | $2,446 | $10,846-77.4% | $8,520-71.3% | $10,133-75.9% |