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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,376 | $148,629-35.8% | $135,982-29.9% | $139,487-31.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.10% | 79.33%-60.2pp | 68.32%-49.2pp | 373.84%-354.7pp |
| Employer contribution / active EE | $3,749 | $5,247-28.5% | $4,859-22.8% | $4,755-21.2% |
| Participant deferral / active EE | $8,426 | $8,102+4.0% | $7,760+8.6% | $6,713+25.5% |
| Admin fee / account holder | $9,453 | $12,406-23.8% | $10,767-12.2% | $11,407-17.1% |