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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,759 | $175,231-59.0% | $149,696-52.1% | $139,466-48.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.91% | 166.77%-147.9pp | 134.46%-115.5pp | 373.66%-354.7pp |
| Employer contribution / active EE | $2,311 | $5,478-57.8% | $4,821-52.1% | $4,754-51.4% |
| Participant deferral / active EE | $11,503 | $6,521+76.4% | $5,682+102.4% | $6,712+71.4% |
| Admin fee / account holder | $1,228 | $16,155-92.4% | $13,212-90.7% | $11,409-89.2% |