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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,666 | $148,629-80.7% | $135,982-78.9% | $139,487-79.4% |
| Participation rate | 72.2% | 83.9%-11.6pp | 81.9%-9.7pp | 80.3%-8.1pp |
| Annual return | 33.03% | 79.33%-46.3pp | 68.32%-35.3pp | 373.84%-340.8pp |
| Employer contribution / active EE | $2,425 | $5,247-53.8% | $4,859-50.1% | $4,755-49.0% |
| Participant deferral / active EE | $6,480 | $8,102-20.0% | $7,760-16.5% | $6,713-3.5% |
| Admin fee / account holder | $1,676 | $12,406-86.5% | $10,767-84.4% | $11,407-85.3% |