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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,321 | $45,872-79.7% | $77,100-87.9% | $68,490-86.4% |
| Participation rate | 69.2% | 55.9%+13.3pp | 67.9%+1.3pp | 67.9%+1.3pp |
| Annual return | -22.23% | 1.73%-24.0pp | 42.35%-64.6pp | -7.85%-14.4pp |
| Employer contribution / active EE | $2,046 | $1,650+24.0% | $2,815-27.3% | $2,597-21.2% |
| Participant deferral / active EE | $3,631 | $2,963+22.5% | $4,430-18.0% | $4,028-9.9% |
| Admin fee / account holder | $270 | $3,041-91.1% | $5,443-95.0% | $5,403-95.0% |