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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,109 | $107,363-87.8% | $92,909-85.9% | $152,897-91.4% |
| Participation rate | 92.3% | 79.8%+12.5pp | 76.0%+16.3pp | 82.5%+9.9pp |
| Annual return | 205.88% | 145.63%+60.2pp | 109.44%+96.4pp | 345.43%-139.6pp |
| Employer contribution / active EE | $2,822 | $4,222-33.2% | $3,653-22.8% | $4,764-40.8% |
| Participant deferral / active EE | $7,984 | $4,848+64.7% | $4,238+88.4% | $5,851+36.5% |
| Admin fee / account holder | $312 | $7,082-95.6% | $5,795-94.6% | $11,599-97.3% |