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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,984 | $29,319+26.1% | $52,425-29.5% | $82,448-55.1% |
| Participation rate | 22.2% | 46.9%-24.6pp | 55.6%-33.4pp | 68.1%-45.8pp |
| Annual return | 19.71% | 535.20%-515.5pp | 302.12%-282.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $545 | $586-7.1% | $914-40.4% | $2,551-78.7% |
| Participant deferral / active EE | $2,065 | $1,171+76.3% | $1,790+15.3% | $4,139-50.1% |
| Admin fee / account holder | $1,690 | $1,962-13.9% | $2,495-32.3% | $7,234-76.6% |