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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,899 | $160,040-65.7% | $147,096-62.7% | $145,877-62.4% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 13.00% | 98.49%-85.5pp | 419.75%-406.7pp | 551.28%-538.3pp |
| Employer contribution / active EE | $3,526 | $5,289-33.3% | $4,936-28.6% | $4,663-24.4% |
| Participant deferral / active EE | $8,753 | $8,429+3.8% | $8,071+8.5% | $6,691+30.8% |
| Admin fee / account holder | $3,347 | $15,050-77.8% | $13,005-74.3% | $13,402-75.0% |