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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,899 | $159,934-65.7% | $147,005-62.7% | $145,959-62.4% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 13.00% | 98.24%-85.2pp | 418.76%-405.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $3,526 | $5,287-33.3% | $4,934-28.6% | $4,661-24.4% |
| Participant deferral / active EE | $8,753 | $8,427+3.9% | $8,070+8.5% | $6,689+30.9% |
| Admin fee / account holder | $3,347 | $15,053-77.8% | $13,006-74.3% | $13,398-75.0% |