Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,581 | $81,870-73.6% | $119,622-82.0% | $68,486-68.5% |
| Participation rate | 47.6% | 71.9%-24.3pp | 79.3%-31.6pp | 67.9%-20.3pp |
| Annual return | -15.73% | -23.82%+8.1pp | -14.98%-0.8pp | -7.85%-7.9pp |
| Employer contribution / active EE | $2,325 | $2,692-13.6% | $4,232-45.1% | $2,597-10.4% |
| Participant deferral / active EE | $4,150 | $4,1480% | $5,601-25.9% | $4,028+3.0% |
| Admin fee / account holder | $438 | $6,583-93.3% | $10,328-95.8% | $5,404-91.9% |