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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,510 | $102,429-12.6% | $147,096-39.1% | $80,925+10.6% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 16.86% | 135.02%-118.2pp | 419.75%-402.9pp | 35.65%-18.8pp |
| Employer contribution / active EE | $5,968 | $3,716+60.6% | $4,936+20.9% | $2,756+116.5% |
| Participant deferral / active EE | $9,592 | $6,649+44.3% | $8,071+18.8% | $4,299+123.1% |
| Admin fee / account holder | $1,232 | $7,957-84.5% | $13,005-90.5% | $6,940-82.3% |