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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,145 | $110,212-79.0% | $96,534-76.0% | $139,466-83.4% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 23.56% | 26.42%-2.9pp | 25.88%-2.3pp | 373.66%-350.1pp |
| Employer contribution / active EE | $3,037 | $3,620-16.1% | $2,965+2.4% | $4,754-36.1% |
| Participant deferral / active EE | $6,141 | $5,547+10.7% | $4,851+26.6% | $6,712-8.5% |
| Admin fee / account holder | $1,170 | $11,599-89.9% | $8,253-85.8% | $11,409-89.7% |