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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,955 | $176,105-83.6% | $159,474-81.8% | $167,536-82.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.56% | 331.91%-314.3pp | 263.68%-246.1pp | 478.82%-461.3pp |
| Employer contribution / active EE | $680 | $5,299-87.2% | $4,831-85.9% | $4,839-85.9% |
| Participant deferral / active EE | $6,750 | $7,751-12.9% | $7,353-8.2% | $6,342+6.4% |
| Admin fee / account holder | $508 | $12,559-96.0% | $10,802-95.3% | $12,315-95.9% |