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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,839 | $106,247-55.0% | $96,515-50.4% | $139,466-65.7% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 20.16% | 38.47%-18.3pp | 35.73%-15.6pp | 373.66%-353.5pp |
| Employer contribution / active EE | $2,337 | $4,106-43.1% | $3,740-37.5% | $4,754-50.8% |
| Participant deferral / active EE | $10,592 | $5,456+94.2% | $4,880+117.1% | $6,712+57.8% |
| Admin fee / account holder | $3,875 | $7,885-50.9% | $6,735-42.5% | $11,409-66.0% |