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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,604 | $217,432-93.3% | $185,849-92.1% | $167,536-91.3% |
| Participation rate | 60.0% | 86.1%-26.1pp | 81.7%-21.7pp | 82.1%-22.1pp |
| Annual return | 7.08% | 148.42%-141.3pp | 122.10%-115.0pp | 478.82%-471.7pp |
| Employer contribution / active EE | $2,017 | $5,875-65.7% | $5,169-61.0% | $4,839-58.3% |
| Participant deferral / active EE | $4,193 | $6,357-34.0% | $5,569-24.7% | $6,342-33.9% |
| Admin fee / account holder | $0 | $19,818-100.0% | $16,244-100.0% | $12,315-100.0% |