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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,567 | $92,743-86.4% | $82,744-84.8% | $134,532-90.7% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.6%+2.4pp | 81.2%-6.2pp |
| Annual return | -35.21% | 946.63%-981.8pp | 702.22%-737.4pp | 418.27%-453.5pp |
| Employer contribution / active EE | $848 | $3,273-74.1% | $3,008-71.8% | $4,741-82.1% |
| Participant deferral / active EE | $1,644 | $4,802-65.8% | $4,395-62.6% | $6,401-74.3% |
| Admin fee / account holder | $2,929 | $5,977-51.0% | $5,325-45.0% | $11,429-74.4% |