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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,558 | $72,071-59.0% | $68,368-56.8% | $137,256-78.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.67% | 353.14%-341.5pp | 292.57%-280.9pp | 220.34%-208.7pp |
| Employer contribution / active EE | $2,382 | $2,788-14.6% | $2,649-10.1% | $4,156-42.7% |
| Participant deferral / active EE | $3,313 | $4,410-24.9% | $4,123-19.7% | $6,407-48.3% |
| Admin fee / account holder | $16,733 | $5,336+213.6% | $5,150+224.9% | $12,270+36.4% |