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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,335 | $169,237-88.0% | $129,339-84.3% | $145,978-86.1% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 15.75% | 14364.43%-14348.7pp | 9437.05%-9421.3pp | 550.52%-534.8pp |
| Employer contribution / active EE | $885 | $5,540-84.0% | $4,154-78.7% | $4,662-81.0% |
| Participant deferral / active EE | $500 | $4,991-90.0% | $4,170-88.0% | $6,690-92.5% |
| Admin fee / account holder | $1,387 | $9,882-86.0% | $7,668-81.9% | $13,400-89.6% |