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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,335 | $169,356-88.0% | $129,406-84.3% | $145,897-86.1% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 15.75% | 14418.62%-14402.9pp | 9468.18%-9452.4pp | 552.29%-536.5pp |
| Employer contribution / active EE | $885 | $5,542-84.0% | $4,155-78.7% | $4,663-81.0% |
| Participant deferral / active EE | $500 | $4,987-90.0% | $4,167-88.0% | $6,689-92.5% |
| Admin fee / account holder | $1,387 | $9,915-86.0% | $7,689-82.0% | $13,390-89.6% |