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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,952 | $99,921-68.0% | $85,009-62.4% | $145,959-78.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 13.44% | 83.89%-70.4pp | 66.47%-53.0pp | 561.95%-548.5pp |
| Employer contribution / active EE | $4,232 | $3,233+30.9% | $2,728+55.1% | $4,661-9.2% |
| Participant deferral / active EE | $14,103 | $5,293+166.5% | $4,522+211.9% | $6,689+110.9% |
| Admin fee / account holder | $652 | $7,252-91.0% | $6,153-89.4% | $13,398-95.1% |