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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,952 | $100,203-68.1% | $85,240-62.5% | $145,897-78.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 13.44% | 84.28%-70.8pp | 66.75%-53.3pp | 552.29%-538.9pp |
| Employer contribution / active EE | $4,232 | $3,242+30.5% | $2,735+54.7% | $4,663-9.2% |
| Participant deferral / active EE | $14,103 | $5,299+166.2% | $4,527+211.5% | $6,689+110.8% |
| Admin fee / account holder | $652 | $7,265-91.0% | $6,165-89.4% | $13,390-95.1% |