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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,952 | $100,073-68.1% | $85,126-62.5% | $145,877-78.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 13.44% | 84.11%-70.7pp | 66.63%-53.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $4,232 | $3,236+30.7% | $2,731+54.9% | $4,663-9.3% |
| Participant deferral / active EE | $14,103 | $5,294+166.4% | $4,523+211.8% | $6,691+110.8% |
| Admin fee / account holder | $652 | $7,261-91.0% | $6,160-89.4% | $13,402-95.1% |