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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,516 | $157,304-93.3% | $141,197-92.6% | $152,909-93.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 117.12% | 64.34%+52.8pp | 71.41%+45.7pp | 345.46%-228.3pp |
| Employer contribution / active EE | $1,393 | $5,263-73.5% | $4,736-70.6% | $4,764-70.8% |
| Participant deferral / active EE | $4,004 | $7,111-43.7% | $6,710-40.3% | $5,851-31.6% |
| Admin fee / account holder | $712 | $12,126-94.1% | $10,265-93.1% | $11,601-93.9% |