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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,884 | $167,362-70.8% | $143,799-66.0% | $134,532-63.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.76% | 0.47%-26.2pp | -0.04%-25.7pp | 418.27%-444.0pp |
| Employer contribution / active EE | $8,122 | $5,620+44.5% | $4,952+64.0% | $4,741+71.3% |
| Participant deferral / active EE | $3,645 | $6,447-43.5% | $5,638-35.4% | $6,401-43.1% |
| Admin fee / account holder | $408 | $18,094-97.7% | $14,677-97.2% | $11,429-96.4% |