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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,386 | $183,592-7.7% | $155,567+8.9% | $145,959+16.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 29.43% | 61.24%-31.8pp | 64.74%-35.3pp | 561.95%-532.5pp |
| Employer contribution / active EE | $13,180 | $5,315+148.0% | $4,674+182.0% | $4,661+182.8% |
| Participant deferral / active EE | $5,813 | $6,464-10.1% | $5,628+3.3% | $6,689-13.1% |
| Admin fee / account holder | $1,115 | $19,318-94.2% | $15,916-93.0% | $13,398-91.7% |