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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,133 | $99,875-38.8% | $146,866-58.4% | $86,983-29.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 16.14% | 28.10%-12.0pp | 102.85%-86.7pp | 25.83%-9.7pp |
| Employer contribution / active EE | $2,350 | $3,224-27.1% | $4,425-46.9% | $2,584-9.1% |
| Participant deferral / active EE | $4,992 | $6,322-21.0% | $7,759-35.7% | $4,194+19.0% |
| Admin fee / account holder | $847 | $7,838-89.2% | $13,620-93.8% | $7,856-89.2% |