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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,487 | $102,385-84.9% | $147,080-89.5% | $80,935-80.9% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 20.32% | 135.09%-114.8pp | 420.17%-399.8pp | 35.66%-15.3pp |
| Employer contribution / active EE | $2,574 | $3,717-30.7% | $4,933-47.8% | $2,757-6.6% |
| Participant deferral / active EE | $6,225 | $6,651-6.4% | $8,066-22.8% | $4,299+44.8% |
| Admin fee / account holder | $357 | $7,951-95.5% | $12,989-97.3% | $6,924-94.8% |