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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,952 | $96,691-89.7% | $86,656-88.5% | $139,487-92.9% |
| Participation rate | 34.8% | 74.4%-39.6pp | 71.7%-36.9pp | 80.3%-45.6pp |
| Annual return | 25.74% | 106.87%-81.1pp | 593.09%-567.3pp | 373.84%-348.1pp |
| Employer contribution / active EE | $448 | $3,267-86.3% | $3,025-85.2% | $4,755-90.6% |
| Participant deferral / active EE | $1,488 | $4,838-69.2% | $4,439-66.5% | $6,713-77.8% |
| Admin fee / account holder | $100 | $6,414-98.4% | $5,619-98.2% | $11,407-99.1% |