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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,389 | $148,629-29.1% | $135,982-22.5% | $139,487-24.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.90% | 79.33%-60.4pp | 68.32%-49.4pp | 373.84%-354.9pp |
| Employer contribution / active EE | $9,714 | $5,247+85.2% | $4,859+99.9% | $4,755+104.3% |
| Participant deferral / active EE | $10,596 | $8,102+30.8% | $7,760+36.5% | $6,713+57.8% |
| Admin fee / account holder | $6,064 | $12,406-51.1% | $10,767-43.7% | $11,407-46.8% |