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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,797 | $125,190-79.4% | $105,624-75.6% | $145,897-82.3% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 16.17% | 225.22%-209.1pp | 116.20%-100.0pp | 552.29%-536.1pp |
| Employer contribution / active EE | $3,078 | $3,720-17.3% | $3,168-2.8% | $4,663-34.0% |
| Participant deferral / active EE | $5,381 | $5,716-5.9% | $5,013+7.3% | $6,689-19.6% |
| Admin fee / account holder | $326 | $17,138-98.1% | $10,961-97.0% | $13,390-97.6% |