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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,393 | $99,957-86.6% | $149,730-91.1% | $73,493-81.8% |
| Participation rate | 98.3% | 75.7%+22.6pp | 82.5%+15.9pp | 70.7%+27.7pp |
| Annual return | 25.41% | 53.87%-28.5pp | 276.70%-251.3pp | 28.51%-3.1pp |
| Employer contribution / active EE | $2,060 | $3,191-35.5% | $4,645-55.7% | $2,270-9.3% |
| Participant deferral / active EE | $4,592 | $6,073-24.4% | $6,843-32.9% | $3,740+22.8% |
| Admin fee / account holder | $964 | $551+75.1% | $9,310-89.6% | $513+88.0% |