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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,298 | $185,312-24.8% | $161,489-13.7% | $154,746-10.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.02% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $21,000 | $4,769+340.3% | $4,268+392.0% | $4,379+379.6% |
| Participant deferral / active EE | $28,500 | $6,350+348.8% | $5,630+406.2% | $6,730+323.5% |
| Admin fee / account holder | $35,011 | $18,654+87.7% | $16,006+118.7% | $14,365+143.7% |