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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,298 | $172,111-19.1% | $150,298-7.3% | $137,256+1.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.02% | 69.37%-56.4pp | 62.79%-49.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $21,000 | $4,636+353.0% | $4,154+405.5% | $4,156+405.3% |
| Participant deferral / active EE | $28,500 | $6,166+362.2% | $5,453+422.7% | $6,407+344.8% |
| Admin fee / account holder | $35,011 | $16,471+112.6% | $14,116+148.0% | $12,270+185.3% |