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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,952 | $162,136+14.7% | $152,301+22.1% | $154,746+20.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.20% | 91.02%-76.8pp | 80.50%-66.3pp | 172.34%-158.1pp |
| Employer contribution / active EE | $639 | $4,890-86.9% | $4,624-86.2% | $4,379-85.4% |
| Participant deferral / active EE | $10,171 | $8,341+21.9% | $8,004+27.1% | $6,730+51.1% |
| Admin fee / account holder | $408 | $15,759-97.4% | $14,398-97.2% | $14,365-97.2% |