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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,952 | $196,972-5.6% | $182,262+2.0% | $198,609-6.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.20% | 158.27%-144.1pp | 140.60%-126.4pp | 202.70%-188.5pp |
| Employer contribution / active EE | $639 | $5,364-88.1% | $5,046-87.3% | $5,055-87.4% |
| Participant deferral / active EE | $10,171 | $8,643+17.7% | $8,276+22.9% | $6,977+45.8% |
| Admin fee / account holder | $408 | $18,429-97.8% | $16,712-97.6% | $19,030-97.9% |