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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,444 | $97,732-88.3% | $83,831-86.3% | $135,380-91.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.63% | 1287.56%-1294.2pp | 850.99%-857.6pp | 519.81%-526.4pp |
| Employer contribution / active EE | $32 | $4,222-99.2% | $3,631-99.1% | $4,779-99.3% |
| Participant deferral / active EE | $1,970 | $4,683-57.9% | $4,082-51.7% | $5,609-64.9% |
| Admin fee / account holder | $1,863 | $6,675-72.1% | $5,479-66.0% | $10,828-82.8% |